SECCI & ESIS Compliance Challenges for European Banks

European banks and lenders face significant compliance challenges when producing SECCI (consumer credit) and ESIS (mortgage credit) pre-contractual disclosure forms. This page summarises the most common issues under Directive 2008/48/EC, Directive (EU) 2023/2225 and Directive 2014/17/EU.

SECCI.pro solves the APRC calculation and disclosure formatting layer out of the box. See licensing for professional deployment options.